Life Insurance
Protect your family’s financial future.
About Life Insurance
Life insurance pays your family a sum of money if you die during the policy term, so they can manage expenses, loans and goals without you.
Term insurance offers pure protection at a lower premium. Other plans combine protection with savings or investment. Insurers are regulated by IRDAI. Acceptance and premium depend on the insurer’s assessment of your age, health and lifestyle.
Why consider Life Insurance
Protect your family
Replace lost income if the worst happens.
Cover your loans
Make sure debts don’t pass to your family.
Tax benefits
Premiums and payouts may qualify for tax benefits under current rules.
What providers usually look at
- Age within the insurer’s range
- Health disclosures and, sometimes, medical tests
- Income proof for higher cover
Every provider sets its own criteria. Meeting these does not guarantee approval.
Documents commonly requested
- PAN, Aadhaar and address proof
- Income proof
- Medical reports if requested
Have these ready to speed things up. Your provider may ask for more.
How Fundslelo helps
- 1
Share your need
Answer a few questions about what you need.
- 2
Get a reference number
Track your request any time.
- 3
Review options with us
We explain which providers may suit you.
- 4
Apply with the provider
The provider assesses and decides.
Ready to explore Life Insurance?
It takes a few minutes. We aim to respond within 12–24 business hours.
Questions about Life Insurance
How much cover do I need?
A common starting point is enough to replace several years of income and repay outstanding loans. Your needs depend on dependants, debts and goals.